Privacy Policy

1. Collection of Information

We may collect the following categories of personal information about you (including but not limited to):

• Contact & Identification: Name, email address, phone number, business name, title, and similar identifiers.
• Funding/Application Data: Business details, financial information, documents, and other data needed by Funding Providers.
• Account & Authentication: Login credentials and settings if you create an account.
• Information from Third Parties: Data from credit bureaus, service partners, public sources, and other providers as permitted by law.
• Technical & Usage: IP address, device info, browser type, pages viewed, referring/exit pages, and timestamps for analytics and performance.
• Cookies & Similar Tech: Cookies, pixels, and web beacons for sign-in support, remembering preferences, analytics, and marketing.

2. Use of Your Information

We may use your information to:

• Provide, operate, and improve the Services and our Site.
• Process inquiries and applications, verify information, and communicate with you and Funding Providers.
• Personalize experiences, including pre-filling forms and remembering settings.
• Conduct analytics, debugging, fraud prevention, and security monitoring.
• Send service alerts and, where permitted, marketing communications.
• Comply with legal obligations and enforce our terms and policies.

3. Sharing of Information

We may share personal information about you as follows:

• With your consent, with Funding Providers and service partners to evaluate and process applications.
• With vendors that help us operate the Services (e.g., hosting, analytics, communications, security, support).
• With credit bureaus or identity verification services as permitted by law.
• In connection with a merger, acquisition, financing, or sale of all or a portion of our business.
• To comply with legal process or governmental requests, or to protect rights, property, and safety.
• As aggregated/de-identified information that does not identify you.

4. Security

We implement reasonable administrative, technical, and physical safeguards (including TLS encryption in transit and access controls) to protect personal information.
However, no method of transmission or storage is 100% secure. Please protect your account credentials and notify us of any suspected unauthorized activity.

5. Email Communications

We may send service alerts, summaries, and promotional emails. You can opt out of promotional emails by using the unsubscribe link in those emails.
Opting out will not affect important service-related communications (e.g., account or security notices).

6. SMS Consent

When you provide your phone number on our website and check the consent box, you are providing your express written consent to receive SMS messages from SM1 Funding.

These messages may include updates about your account, transactional information, customer support notifications, and promotional offers. Message frequency may vary based on your interaction with our services. Message and data rates may apply.

You can opt out at any time by replying “STOP” to any message you receive from us. For additional assistance, reply “HELP” or contact us at
support@sm1funding.com.

We do not sell, rent, or share your phone number with third parties for their marketing purposes. We may share your number with our SMS delivery providers solely to facilitate communication between you and our company.

Your opt-in consent is recorded and stored securely, and we retain this information in compliance with applicable data protection regulations.

7. Cookies & Tracking

We use cookies and similar technologies to operate the Site, remember preferences, analyze usage, and measure marketing performance.
You can manage cookies through your browser settings. If you disable cookies, some features may not function properly.

8. Your Choices & Rights

Depending on your location, you may have rights to access, correct, delete, or restrict the processing of your personal information, and to opt out of certain disclosures.
To exercise these rights, contact us at support@sm1funding.com.
We may need to verify your identity before fulfilling your request.

9. Children’s Privacy

Our Services are not directed to individuals under the age of 13 (or other age as required by local law), and we do not knowingly collect personal information from children.
If you believe a child has provided us information, please contact us to request deletion.

10. State-Specific Disclosures (U.S.)

If you are a resident of a U.S. state with privacy rights (e.g., California, Colorado, Connecticut, Virginia, Utah), you may have additional rights and choices.
To submit a request or appeal a decision, contact support@sm1funding.com.

11. Changes to Your Personal Information

You may update certain personal information in your account (if applicable) or by contacting us at
support@sm1funding.com. If you request deletion, we may retain information as required or permitted by law.

12. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted at
https://sm1funding.com/privacy-policy/.
By continuing to use the Site or Services after changes are posted, you agree to the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or our practices, contact:

SM1 Funding LLC

Email: support@sm1funding.com

Website: sm1funding.com